Established in 1997 we’re the UK’s leading provider of help and support for disabled people who want to buy their own home. In the intervening years we’ve helped hundreds of people turn hopes into homes, changing many lives along the way. From people with mild learning disabilities through to those with complex physical and mental health needs (requiring 24/7 care) we’ve shown that home ownership is not only a viable option…it’s often the best. Along the way we’ve formed strong working relationships with leading Housing Associations, Care Providers and Local Authorities and developed a unique shared ownership model that offers the buyer unrivalled protection and security. Following the economic downturn the type of mortgages that we support are currently only available in some parts of England and Wales. Whilst recent changes to the benefits system now also limit the appropriateness of the scheme to those on High or Middle Rate Care Disability Living Allowance (who can also make a long-term financial contribution to their own mortgage and count on their family for this kind of support too), home ownership remains a viable, life enhancing option.
Whether you’re a Local Authority or Primary Care Trust we’ll help you meet the Valuing People Now agenda and targets for the six groups of people listed below:
Residents of care homes who would like to live more independently. Those who currently live with parents or other relatives who would like a home of their own, whilst remaining close to their family and friends. Younger adults looking to leave home or residential care for the first time. Anyone living with older carers who are anxious about what will happen to this person when they’re unable to provide the necessary support. Individuals who already have self directed support but need the accommodation to match People who are currently living away from their ‘local’ area and wish to move closer to family and friends once more. As well as demonstrating that you’re doing the best for your community you may make actual cost savings too, as homeowners’ conditions can dramatically improve in their new, more stable environment.
Don’t forget, if you’re looking for support to help families in your community plan for their love one’s entire future (including guardianship, financial matters, care and personal well-being) please take a look at our brand new service, MySafeFuture.
If you have subscribed to our newsletters you will have seen that our shared ownership scheme is now up and running again across parts of the UK.
It is with regret that we have to announce that our main lender, KRBS (now part of The One Savings Bank plc), has decided that it can no longer consider supporting the HOLD (Home Ownership for people with a Long-term Disability) scheme.
Whilst we continue to work tirelessly to launch our new shared ownership model we are still unable to announce when this might be available.
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About us - Buyer/Carer