The MySafeHome solution

The process of buying a property can be daunting enough for any of us. In the past a disability unfairly magnified the problems faced. Not any more. Working closely with potential Buyers, Lenders, Housing Associations, Local Authorities and Care Providers the unique MySafeHome Solution makes each step as stress free and straightforward as possible. It’s tried and tested too, by hundreds of happy, safe homeowners. Here’s how it works:

• The MySafeHome Pre-Mortgage Application In the first step of the process we address all financial and state benefit considerations to ensure the viability of the proposal. We’ll communicate our unique process and detail the appropriate requirements in order to maximise the chances of approval.
• The MySafeHome Solution Presentation In the second step, one of our mortgage advocates will visit the applicant and their circle of support to fully explain the details of the scheme and answer any questions.
• The MySafeHome Mortgage Accelerator Using our streamlined and tested process we’ll provide assistance in completing the mortgage application and collecting the supporting paperwork. Thanks to our considerable experience in this field and strong relationships with our lenders we can really accelerate this process – often gaining approval in just three to four weeks.
• The MySafeHome Mortgage Lifetime Tracker Through this unique mortgage offer we’re able to provide protection for the home purchase against interest rate rises and the full term of the mortgage. In addition we add value by thoroughly checking the mortgage offer before exchange of contracts, further protecting the applicant from any setbacks or surprises.
• The MySafeHome Mortgage Payment Support For maximum peace of mind we’ll ensure that mortgage payments are paid by the Benefits Agency as soon as possible. During this initial period we also ensure the homeowner doesn’t receive any mortgage arrears letters. For a further three years we’ll check that mortgage payments are maintained (this is monitored on a quarterly basis) and provide reinstatement support if required.
• The MySafeHome Legal Assistance The final step of the process is really a safety net so that, in the unlikely event that the Benefits Agency refuses to make the mortgage payments, we’ll support the homeowner by requesting a formal review of the case. If necessary we’ll even organise representation at tribunals.