How can you afford to buy a share of your own home?

You will probably need to borrow some money. This is called a mortgage.

Some people have a lot of money or their family has money and they can use this to help buy a share.

MySafeHome helps disabled people get mortgages through banks and building societies.

If you are working or plan to work, then you may have to pay some or all of the mortgage or rent yourself.

If you are working full time, this may not be the scheme for you.

Some disabled people who are not working can get Income Support to pay the interest on their mortgage.

To qualify for Income Support to pay the interest, you must be:

  1. Moving to a home better suited to your needs
  2. Getting disability living allowance
  3. Getting Income Support or Incapacity Benefit for at least 13 weeks
  4. or Severe Disablement Allowance

The Housing Association will rent their share of the property to you:

or Housing Benefit may pay for your rent

 

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