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Home Ownership: What is Shared Ownership?

Contrary to what it sounds like Shared Ownership doesn’t mean that the homeowner will be physically sharing their property with anyone else (although some do choose to).

Established back in the 1980’s – a time of soaring house prices – it gave people who would otherwise be excluded from home ownership the chance to buy a share of a property. Typically most schemes are offered through Housing Associations with the property being within one of their existing developments or obtained on the open market.

The homeowner buys a share of the property – anything from 25% to75% – and pays rent on the remainder. So, Shared Ownership is a viable, tried and tested option.

To find out more about Shared Ownership please download a copy of a comprehensive MySafeHome Guide to Buying a Home of Your Own.

Download MySafeHome guide to buying your own home (.pdf)

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