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Home Ownership: Who Benefits?

Publish date: 19th April 2016

As keen advocates for people with disabilities who want to move on from outdated Assessment and Treatment Units we fully back the 7 Days of Action campaign, launched by the mothers and family members of those still sadly trapped in these facilities.

To celebrate and support the campaign we thought we'd share a few brief case studies of some of those we've already been privileged to help move out of ATUs and into homes of their own using the unique Government approved HOLD (Home Ownership for people with Long-term Disabilities) model that we're here to support. Here's the second, Jimmy's story...

Jimmy's Story  

Name: Jimmy, aged 53, who has Complex Needs and Learning Disabilities.

Dilemma: Jimmy had been ready to be discharged from a secure environment (Northgate Hospital, Morpeth) for 3 long years but there wasn't a suitable council or rental property available.

Solution: Semi-detached property with 3 beds and 2 receptions in a quiet cul-de-sac in Washington Tyne & Wear for £100,000 purchase price with £20,000 for adaptations. Jimmy bought a 75% share of the property with a £75,000 mortgage and pays rent and service charge to Endeavour Housing out of his benefit entitlement.

Outcome: Despite spending many years in institutions 9 years on from moving in Jimmy is now living happily and independently in his own home. 

Quote: "His quality of life is greatly improved and he is well connected to the local community".

Jimmy's just one of over 1,200 people we've been able to help, sadly without new mortgage lending however we won't be able to help many more. We're very grateful for the current support of Reliance Bank, Newbury Building Society and Buckinghamshire Building Society but if you think your Bank or Building Society should also be providing HOLD mortgages why not get in touch with them right now to let them know? 

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